FAB Professionals

Long Term Care
Funding for Extended Care

We’ve Got You Covered!

In the event of an illness or an accident, Long-Term Care provides funding for extended care.

A long-term-care policy helps protect your independence and your assets by paying for the cost of a stay in a nursing home, assisted-living facility, adult day-care canter or home care. Long-term-care insurance provides funding for your care if you cannot care for yourself. About 43 percent of Americans who live to age 65 will enter a nursing home or need care at home.

Most people think that LTC is something that only older people should consider. Christopher Reeves of former Superman fame, whose riding accident paralyzed him for life and Michael J. Fox who was recently diagnosed with Parkinson’s disease, have people of all ages realizing that the need for long term care doesn’t just affect the elderly. The truth is long-term careened could happen to any of us at anytime. In fact, 45% of people who are receiving care today are under the age of 65. This makes LTC a product that everyone, regardless of age, needs to carefully consider as a part of their overall risk management planning.

People can require long-term care services for a variety of reasons. Sometimes an automobile accident or recreational activity such as skiing can cause the need for care. Other times, it can be caused by illnesses such as multiple sclerosis, stroke or heart attack. Yes, these illnesses even happen to young and middle-aged adults.

For a free quote, or more information on FAB Insurance Service, send and e-mail to insurance@fabprofessionals.org or call us toll free at 800.808.2407.

All insurance services are provided by FDA Services, Inc., a Florida insurance agency that provides insurance solutions for small business needs.